1st commandment : create a budget tht works in the real world
2nd commandment : create a survival plan with cash and credit
3rd commandment : Pay off debt the smart way
4th commandment : Don't avoid risk ... embrace it, but sensibly
5th commandment : your home is not a piggy bank, preserve its equity
6th commandment : saving for retirement must come first
7th commandment : get a college education you can afford
8th commandment : reserve insurance for the big losses
9th commandment : treat your marriage like a business
10th commandment : defend yourself in the war on consumers.