Cracking your retirement nest egg (without scrambling your finances) : 25 things you must know before you tap your 401(k), ira, or other retirement savings plan
(Book)

Name: Cracking your retirement nest egg (without scrambling your finances) : 25 things you must know before you tap your 401(k), ira, or other retirement savings plan /
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Author: Malaspina, Margaret A., 1944-

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Author

Malaspina, Margaret A., 1944-

Published

Princeton, NJ : Bloomberg Press, 2003.

Format

Book

Physical Desc

217 pages ; 24 cm.

Status

Southside

332.024 Mal

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Table of Contents

Introduction : get your exit strategy ready. Understanding the basics

Cast your retirement savings into the right role. Decide whether your primary goal is to generate income from your retirement savings or to preserve as much of its value as you can for the next generation

Know the facts about your pension and retirement savings plans. It's easier to maximize your income, lower your taxes, and avoid penalties if you understand your pension and retirement savings plans. Get the essentials in order

When to get started-and how. Give yourself two to five years to put your investment strategy in place, six months to one year to get paperwork in order

Organization, consolidation, and paperwork. You need a "back-office" plan to make your job easy and convenient

How to choose, change, and keep track of your beneficiaries. Your beneficiary form is the will for your retirement account. Keep it in a safe place. Types of retirement plans

Your workplace pension plan. Think about your goals and your skills before you choose how you want to take retirement income from a pension plan

Individual retirement savings accounts. Even if you have never had an IRA, chances are there could be one in your future

Small business retirement savings plans. Similar rules, but fewer protections, apply to small business retirement plans. Know the rules for rollovers and withdrawals

Rollovers and withdrawal options for workplace retirement savings plans. You have more options for tax savings and control if you understand the eligibility rules and deadlines

Required withdrawals from your retirement savings plans. You're required to begin minimum withdrawals from most accounts at 70, but there are some ways to delay. Avoiding taxes and penalties

Minimizing taxes. Your decisions about withdrawals-how much you take, when you take it, and from what accounts-affect your taxes

Penalties-and how to avoid them. You can always get at your retirement savings penalty free, if you know the ropes

Important dates and milestones. From age 55 to age 90, the IRS is watching you. Mark these birthdays on a special calendar. The best strategies for handling retirement assets

Play it smart with your social security. You can receive social security income early or hold out for a higher benefit if you wait

How to choose-and when to change your investment strategy. Your investment strategy in retirement should be realistic, optimistic, uncomplicated, and easy to execute.

Subjects

LC Subjects

Finance, Personal -- United States.
Old age pensions -- Law and legislation -- United States.
Old age pensions -- Taxation -- United States.
Old age pensions -- United States.
Pension trusts -- Law and legislation -- United States.
Pension trusts -- Taxation -- United States.
Pension trusts -- United States.
Retirement income -- United States.
Social security -- United States.

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Language

English

ISBN

1576601269 (alk. paper)

Notes

General Note

Includes index.

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Citations

APA Citation (style guide)

Malaspina, M. A. (2003). Cracking your retirement nest egg (without scrambling your finances): 25 things you must know before you tap your 401(k), ira, or other retirement savings plan. Princeton, NJ: Bloomberg Press.

Chicago / Turabian - Author Date Citation (style guide)

Malaspina, Margaret A., 1944-. 2003. Cracking Your Retirement Nest Egg (without Scrambling Your Finances): 25 Things You Must Know Before You Tap Your 401(k), Ira, or Other Retirement Savings Plan. Princeton, NJ: Bloomberg Press.

Chicago / Turabian - Humanities Citation (style guide)

Malaspina, Margaret A., 1944-, Cracking Your Retirement Nest Egg (without Scrambling Your Finances): 25 Things You Must Know Before You Tap Your 401(k), Ira, or Other Retirement Savings Plan. Princeton, NJ: Bloomberg Press, 2003.

MLA Citation (style guide)

Malaspina, Margaret A. Cracking Your Retirement Nest Egg (without Scrambling Your Finances): 25 Things You Must Know Before You Tap Your 401(k), Ira, or Other Retirement Savings Plan. Princeton, NJ: Bloomberg Press, 2003. Print.

Note! Citation formats are based on standards as of July 2010. Citations contain only title, author, edition, publisher, and year published. Citations should be used as a guideline and should be double checked for accuracy.

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Cracking your retirement nest egg (without scrambling your finances) : 25 things you must know before you tap your 401(k), ira, or other retirement savings plan(Book)

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Cracking your retirement nest egg (without scrambling your finances) : 25 things you must know before you tap your 401(k), ira, or other retirement savings plan
(Book)